Harrogate & North Yorkshire
From our office at Haggs Farm, Follifoot: Harrogate, Knaresborough, Wetherby, Ripon, Otley, Ilkley, Tadcaster, Nidderdale and north Leeds.
Financial planning that’s right for you, and only you
We don’t believe in the traditional one-size-fits-all approach. Instead we’re led by your needs and hopes, and build a plan around them with cashflow modelling, independent investment advice and an annual review.
What financial planning means at Seventy
Financial planning is working out what you want your life to look like, then organising your money to get you there. It covers investments, pensions, tax, protection and what you’ll pass on, but it starts with you, not with products.
We never push people towards products. We’re fully independent, so when a product is the right answer we can choose it from across the market. Often the most valuable advice is simpler: spend this, keep that, stop worrying about the other.
And because everyone’s needs are different, we offer three levels of advice. Full advice for complex situations, a hybrid model where you pay only for the advice you need, and a self-managed service for people who simply want to get started.
Cashflow planning
Seventy’s cashflow planning software makes it easy to visualise your financial future and gain deep insights into your financial wellbeing.
- See the impact of your financial decisions
- Visualise your income, assets, liabilities and goals
- Answer big questions about earnings or early retirement
- Identify excess money and do more of what you enjoy
- Model the impact of various “what if” scenarios
Four steps to a plan
The same process for every client, whether we meet in person or on screen.
Fact finding
First things first, we get to know you: your objectives, your worries and what you already have.
Preparation
The most valuable step. We test whether your hopes are realistic and turn the answer into a blueprint for our recommendations.
Implementation
If you go ahead, we handle the paperwork and administration, keep you updated and confirm every action in writing.
Annual review
Plans need looking after. Each year we revisit your cashflow model and check the plan still fits your life.
My Seventy portal
Get a clear, uncomplicated view of your finances in one place: your investments, savings, pensions, insurances, mortgages, loans and property, alongside all the associated paperwork.
- View your investment portfolio
- Quickly access your insurance details
- Set up reminders for important financial events
- Securely store your important documents
- Track your property values
Financial planning near you
Two offices, each covering about 15 miles around it, and video for everywhere else.
Birkdale, Southport & West Lancashire
From our Birkdale office: Southport, Ainsdale, Formby, Crosby, Maghull, Ormskirk, Burscough, Skelmersdale, Tarleton, Leyland and Lytham St Annes.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Financial planning: your questions
What does a financial planner do?
A financial planner looks at your whole financial life, not just one product. We help you set goals, model whether your money will meet them, and recommend what to do with investments, pensions, tax and protection, then keep the plan on track with regular reviews.
What’s the difference between a financial adviser and a financial planner?
The terms overlap. In practice, a planner starts with your goals and builds a long-term plan, using cashflow modelling, rather than selling a single product. Chartered Financial Planner is a professional status awarded by the Chartered Insurance Institute.
Are you independent?
Yes. As independent financial planners we can consider products and providers from across the market, and we never place our needs above yours.
How much does financial planning cost?
The first conversation is free. After that it depends on the level of advice. We’ll always be transparent about fees and confirm them in writing before any work begins.
Can you look after investments ethically?
Yes. Ethical and socially responsible portfolios are available across our advice levels, matched to your attitude to risk.
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.
HarrogateHaggs Road, Follifoot, Harrogate, North Yorkshire
BirkdaleBirkdale, Southport, Merseyside