Harrogate office
The Apple Store, Haggs FarmHaggs Road, Follifoot
Harrogate, North Yorkshire
HG3 1EQ
- Phone
- 01423 611004
- enquiries@seventyfinancialplanning.com
- Meetings
- By appointment, in person or by video
Financial planning in Harrogate
A plan for the life you want, built on cashflow modelling and reviewed every year, from planners who live and work around Harrogate.
Financial planning that starts with you
Financial planning starts with a question, not a product. What do you want the next twenty or thirty years to look like? We spend the first meeting on that, then use cashflow modelling to show whether your money gets you there, and what to change if it doesn’t.
For Harrogate clients that often means juggling more than one thing at once: a business or career at its peak, children at university or buying their first home, parents who need support, and a retirement date that’s starting to feel real.
- One plan, not a drawer of policies. Pensions, ISAs, investments, protection and property brought together and visible in the My Seventy portal.
- Scenario planning. What happens if you retire at 58, sell the business, downsize, or help with a house deposit? We model it before you decide.
- Tax-aware investing. Using ISA, pension and other allowances in the right order, and keeping an eye on the frozen thresholds.
- A planner who knows you. Full advice gives you a dedicated adviser, an annual or bi-annual review and an open-door policy.
Four steps to a plan
The same process for every client, whether we meet in person or on screen.
Fact finding
First things first, we get to know you: your objectives, your worries and what you already have.
Preparation
The most valuable step. We test whether your hopes are realistic and turn the answer into a blueprint for our recommendations.
Implementation
If you go ahead, we handle the paperwork and administration, keep you updated and confirm every action in writing.
Annual review
Plans need looking after. Each year we revisit your cashflow model and check the plan still fits your life.
Financial planning across the Harrogate area
We help clients in all of these towns, in person at our Harrogate office or by video.
- Knaresborough4 miles
- Ripon12 miles
- Wetherby4 miles
- Otley9 miles
- Ilkley14 miles
- Boroughbridge10 miles
- Tadcaster10 miles
- Pateley Bridge & Nidderdale14 miles
- North Leeds8 miles
The Apple Store, Haggs Farm
Haggs Road, Follifoot
Harrogate, North Yorkshire
HG3 1EQ
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Financial planning: your questions
What is cashflow modelling?
A year-by-year projection of your income, spending, assets and goals. It answers questions like “when can I retire?” and “how much can we give the children?”, and lets us test the plan against poor markets and higher inflation.
How often will we meet?
Full advice includes an annual or bi-annual review, plus contact whenever something changes. Hybrid clients get advice when they ask for it.
Can you help if I already have an adviser?
Yes. Many people come to us for a second opinion. We’ll review your current arrangements and tell you plainly whether a change would help.
Also from our Harrogate office: pension planning and inheritance tax planning.
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.
HarrogateHaggs Road, Follifoot, Harrogate, North Yorkshire
BirkdaleBirkdale, Southport, Merseyside