Financial adviser in Knaresborough
Independent, chartered financial planning for Knaresborough families, from the first pension review to passing on the family home. Our office is just across the A658 at Follifoot.
Financial planning for Knaresborough
Knaresborough is close enough to Harrogate to share its house prices, and different enough to feel like its own place: the viaduct over the Nidd, the castle above the gorge, the market square. A lot of the people we speak to here have lived in the town for decades. Some are thinking about retirement, some are helping children onto the ladder, and many are quietly wondering what the inheritance tax changes mean for the house they have paid off.
We’re a few minutes away at Haggs Farm, so meeting in person is easy. If it suits you better, we can do the whole thing by video and save you the trip.
- Nearest office
- Harrogate office, about 4 miles from Knaresborough as the crow flies
- Meetings
- At our office by appointment, or by video and phone
- First conversation
- Free, and with no obligation
- Call us
- 01423 611004
What Knaresborough clients usually ask us
- “Will our house push us over the inheritance tax line?” With a combined £650,000 nil-rate band and up to £350,000 of residence nil-rate band, many couples are fine on the house alone. Add savings, investments and, from April 2027, unused pensions, and the picture can change. We run the numbers and show you where you stand.
- “Can we help the children now without leaving ourselves short?” Cashflow modelling shows what you can afford to give, when, and what happens if you live to 100. Gifts out of surplus income, the annual exemption and lifetime gifts each work differently, and we’ll explain the trade-offs plainly.
- “When can I actually stop working?” We add up every pension, the State Pension and your savings, then test the plan against the bad years as well as the good ones.
Our services in Knaresborough
Financial planning in Harrogate
A plan for the life you want, built around cashflow modelling and reviewed every year. Investments, tax and protection in one place.
Pension planning in Harrogate
Know when you can stop work and what you can spend. We plan contributions, drawdown, transfers and how your pensions sit with the 2027 tax changes.
Inheritance tax planning in Harrogate
Pass on more of what you’ve built. Gifting, trusts, business relief, and what pensions entering the estate from April 2027 means for you.
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Knaresborough: your questions
Do you have an office in Knaresborough?
Our nearest office is at The Apple Store, Haggs Farm, Follifoot, about 4 miles from Knaresborough as the crow flies. Meetings are by appointment, in person or by video.
Do I need lots of money to work with you?
No. Full advice suits people with more complex needs, but our hybrid and self-managed levels exist so that good planning isn’t only for the wealthy. Our short quiz suggests the right level for you.
Can you help with my parents’ finances too?
Yes, with their agreement. Many families ask us to look at both generations together, especially around gifting, care costs and inheritance tax.
Nearby
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.