Financial adviser in Otley
Straight-talking financial planning for Otley and lower Wharfedale, from pension planning for the self-employed to inheritance tax planning for families.
Financial planning for Otley
Otley is a working market town under the Chevin, proud of its independent shops and of Thomas Chippendale, who was born here. A good share of the people we hear from in and around Otley run their own businesses or work for themselves, which brings its own planning questions.
If you’re self-employed, there’s no employer topping up your pension and no HR department reminding you. We set up a plan that fits irregular income, make sure your contributions get full tax relief, and think ahead to what happens to the business when you step back.
- Nearest office
- Harrogate office, about 9 miles from Otley as the crow flies
- Meetings
- At our office by appointment, or by video and phone
- First conversation
- Free, and with no obligation
- Call us
- 01423 611004
What Otley clients usually ask us
- Pensions when you’re self-employed Paying in when profits allow, using carry forward of unused allowances from the last three years, and keeping enough cash in the business. We keep it simple and practical.
- Selling or passing on the business Business relief, timing a sale, and what to do with the proceeds. We plan this with your accountant so the tax and the investment advice point the same way.
- Protecting the family If the business relies on you, the family probably does too. We review life cover, income protection and wills alongside the rest of the plan.
Our services in Otley
Financial planning in Harrogate
A plan for the life you want, built around cashflow modelling and reviewed every year. Investments, tax and protection in one place.
Pension planning in Harrogate
Know when you can stop work and what you can spend. We plan contributions, drawdown, transfers and how your pensions sit with the 2027 tax changes.
Inheritance tax planning in Harrogate
Pass on more of what you’ve built. Gifting, trusts, business relief, and what pensions entering the estate from April 2027 means for you.
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Otley: your questions
How far is Otley from your office?
About 9 miles in a straight line from our Harrogate office at Follifoot. Many Wharfedale clients meet us by video, and in person when it matters.
Can you work with my accountant?
Yes, and we prefer to. With your permission we’ll share the plan and agree who does what.
What does a first meeting cost?
Nothing. The first conversation is free and without obligation, and we’ll explain our fees in writing before any paid work starts.
Nearby
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.