Financial adviser in Tadcaster
Pension and retirement planning for Tadcaster and the villages between Wetherby and York, about 10 miles from our Follifoot office.
Financial planning for Tadcaster
Tadcaster is known for its breweries and its stone bridge over the Wharfe. It’s a town of long careers: people who’ve worked for the same large employer for years, often with a mix of final salary and defined contribution pensions to show for it.
When retirement comes into view, the questions get practical. How do my pensions fit together? When should I take my State Pension? How much can I spend each year without running out? We answer those with numbers you can see.
- Nearest office
- Harrogate office, about 10 miles from Tadcaster as the crow flies
- Meetings
- At our office by appointment, or by video and phone
- First conversation
- Free, and with no obligation
- Call us
- 01423 611004
What Tadcaster clients usually ask us
- Making sense of mixed pensions A guaranteed pension from an old employer plus a pot you have to manage yourself need different decisions. We show you how they work together and what each one does for your household.
- Taking the tax-free cash Most people can take up to 25% tax-free, capped at £268,275 in total. Whether to take it all at once, in stages, or leave it invested depends on what it’s for.
- Timing The State Pension age is rising to 67 by 2028, and the minimum age for most private pensions moves to 57 from 6 April 2028. We build both dates into the plan.
Our services in Tadcaster
Financial planning in Harrogate
A plan for the life you want, built around cashflow modelling and reviewed every year. Investments, tax and protection in one place.
Pension planning in Harrogate
Know when you can stop work and what you can spend. We plan contributions, drawdown, transfers and how your pensions sit with the 2027 tax changes.
Inheritance tax planning in Harrogate
Pass on more of what you’ve built. Gifting, trusts, business relief, and what pensions entering the estate from April 2027 means for you.
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Tadcaster: your questions
Do you advise on transferring a final salary pension?
Transferring out of a defined benefit scheme is rarely in people’s interests and needs specialist advice. We’ll help you understand what your scheme provides and how it fits your retirement plan; if a transfer ever needs considering, we’ll tell you how that advice works and what it involves.
How far is Tadcaster from your office?
About 10 miles in a straight line from our Harrogate office at Follifoot. We’re happy to meet in person or by video.
When should I start planning for retirement?
Ten years out is ideal, five is fine, and it’s never too late to get a clear picture.
Nearby
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.