Financial adviser in Leyland
Pension and retirement planning for Leyland and Longton, within our 15-mile area around Birkdale and served by phone, video and in person.
Financial planning for Leyland
Leyland’s name went round the world on its trucks and buses, and engineering and manufacturing are still a big part of the town. Long careers with large employers mean many people here have substantial workplace pensions, sometimes including a final salary scheme.
As retirement gets closer, the choices multiply: when to stop, how to take your pensions, what to do with the tax-free cash. We set out the options side by side so you can decide with confidence.
This page also covers Longton.
- Nearest office
- Birkdale office, about 14 miles from Leyland as the crow flies
- Meetings
- At our office by appointment, or by video and phone
- First conversation
- Free, and with no obligation
- Call us
- 01423 611004
What Leyland clients usually ask us
- “Can I afford to go early?” We model your income from now until the State Pension starts at 67, and beyond, to show whether early retirement works and what it costs.
- Drawdown or annuity Drawdown keeps your pot invested and flexible; an annuity gives certainty. Many people use both. We explain the trade-offs with your own numbers.
- Avoiding expensive mistakes Taking too much too soon can trigger tax and the £10,000 money purchase annual allowance. We plan withdrawals to keep tax down and options open.
Our services in Leyland
Financial planning in Birkdale
A plan for the life you want, built around cashflow modelling and reviewed every year. Investments, tax and protection in one place.
Pension planning in Birkdale
Know when you can stop work and what you can spend. We plan contributions, drawdown, transfers and how your pensions sit with the 2027 tax changes.
Inheritance tax planning in Birkdale
Pass on more of what you’ve built. Gifting, trusts, business relief, and what pensions entering the estate from April 2027 means for you.
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Leyland: your questions
Is Leyland inside your area?
Yes. Leyland is about 14 miles from our Birkdale office. Most Leyland clients meet us by video or phone, and in person when they prefer.
When can I take my pension?
Most personal and workplace pensions can be accessed from 55, rising to 57 from 6 April 2028. Final salary schemes have their own normal retirement ages. The State Pension age is reaching 67 between 2026 and 2028.
How much tax-free cash can I take?
Usually up to 25% of your pension, with an overall cap of £268,275 for most people. Some people have higher protected amounts.
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.