Financial adviser in Lytham St Annes
Retirement and inheritance tax planning for Lytham St Annes, just across the Ribble estuary from our Birkdale office.
Financial planning for Lytham St Annes
On the map, Lytham St Annes is only about 8 miles from Birkdale across the Ribble. By road it’s a longer trip round through Preston, so most of our Lytham clients work with us by video and phone, and meet in Birkdale when they’re passing.
The town’s windmill on the green and its championship golf links draw plenty of people to retire here, and that shapes the planning: income that lasts, a home that has grown in value, and a clear plan for passing things on.
- Nearest office
- Birkdale office, about 8 miles from Lytham St Annes as the crow flies
- Meetings
- At our office by appointment, or by video and phone
- First conversation
- Free, and with no obligation
- Call us
- 01423 611004
What Lytham St Annes clients usually ask us
- A retirement income plan Pensions, savings, investments and the State Pension combined into one income, with a cashflow model that shows how long it lasts.
- Inheritance tax from April 2027 If you have a pension you don’t expect to spend, it will probably count towards your estate. We’ll show what that means for your family and the options.
- A planner who is easy to reach An open-door policy, regular updates and the My Seventy portal mean you’re never wondering what’s going on.
Our services in Lytham St Annes
Financial planning in Birkdale
A plan for the life you want, built around cashflow modelling and reviewed every year. Investments, tax and protection in one place.
Pension planning in Birkdale
Know when you can stop work and what you can spend. We plan contributions, drawdown, transfers and how your pensions sit with the 2027 tax changes.
Inheritance tax planning in Birkdale
Pass on more of what you’ve built. Gifting, trusts, business relief, and what pensions entering the estate from April 2027 means for you.
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Lytham St Annes: your questions
Do you come to Lytham St Annes?
Meetings are by appointment at our Birkdale office or by video. Because of the drive round the estuary, most Lytham St Annes clients choose video for routine reviews.
Is video advice as good as meeting in person?
The advice is the same. Plenty of clients use video for reviews and meet in person for the big decisions.
What happens at the first meeting?
We get to know you: what you want, what you have, and what worries you. It’s free and there’s no obligation.
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.