Financial adviser in Tarleton & Hesketh Bank
Financial, business and inheritance tax planning for Tarleton, Hesketh Bank and Banks, where the growing and horticulture businesses meet the Ribble estuary.
Financial planning for Tarleton & Hesketh Bank
Tarleton and Hesketh Bank are at the heart of one of the country’s most productive growing areas, with glasshouses and fields running down to the River Douglas and the Ribble. Many families here own a growing business, the land it’s on, or both.
That brings two planning questions together: how to retire from a business you’ve built, and how to pass it on after the April 2026 changes to agricultural and business relief. We help with both, working alongside your accountant and solicitor.
This page also covers Hesketh Bank and Banks.
- Nearest office
- Birkdale office, about 8 miles from Tarleton & Hesketh Bank as the crow flies
- Meetings
- At our office by appointment, or by video and phone
- First conversation
- Free, and with no obligation
- Call us
- 01423 611004
What Tarleton and Hesketh Bank clients usually ask us
- Succession in a family business Who takes over, when, and how the business and land are owned. We model the inheritance tax with the new £2.5 million allowance per person and the 50% relief above it.
- Building a pension outside the business Many owners have everything tied up in the business. Employer pension contributions can move value out tax-efficiently and give you options when you step back.
- Protecting the business Key person and shareholder protection make sure the business can carry on if one of the owners dies or falls ill.
Our services in Tarleton & Hesketh Bank
Financial planning in Birkdale
A plan for the life you want, built around cashflow modelling and reviewed every year. Investments, tax and protection in one place.
Pension planning in Birkdale
Know when you can stop work and what you can spend. We plan contributions, drawdown, transfers and how your pensions sit with the 2027 tax changes.
Inheritance tax planning in Birkdale
Pass on more of what you’ve built. Gifting, trusts, business relief, and what pensions entering the estate from April 2027 means for you.
I have enlisted the help of two leading members of Seventy Financial Planning over the past few years – Chris Riley and Andrew Brierley. Both have been fantastic and relaxed in their friendly Yorkshire manner! In fact all of the team at Seventy are great. Highly recommended.
Seventy brought real clarity to my personal situation, highlighting areas that need attention and which were performing well. I appreciated the genuine desire to understand my personal situation. The unhurried and professional approach made Seventy a pleasure to work with.
My wife and I first contacted Chris at Seventy some 10 years ago. We were very impressed with him and the advice we were given, and have been ever since. It is good to know that our finances are being taken care of by such a competent adviser and I would recommend Chris’s services to anyone.
The team at Seventy Financial Planning have provided my wife and I with invaluable expert advice and support over a number of years. Their services are very professional and first class. I would not hesitate to recommend them to anyone seeking independent financial advice.
Seventy has been a real lifesaver for us. Our investments with a previous firm were rapidly depleting. This would have resulted in severe difficulties for us. Seventy stabilised and grew our investments. That this was achieved in the difficult markets we are seeing is impressive.
Chris from Seventy sat with me and assessed my needs and how risk averse I am. He then provided me with a full review of findings and investment options. I am now in a better financial position than I would have been without his advice and I have been able to take early retirement.
Tarleton & Hesketh Bank: your questions
How far are Tarleton and Hesketh Bank from your office?
Both are about 8 to 9 miles from our Birkdale office in a straight line. We meet in person or by video.
Do glasshouses qualify for agricultural relief?
Land and buildings used for growing crops can qualify for agricultural relief, and a trading growing business may qualify for business relief. The detail matters, so your accountant should confirm how yours is treated; we plan around the answer.
Can you help me sell the business?
We plan for the sale and for what happens to the money afterwards, including tax-efficient investing and retirement income. The sale itself is handled by your accountant and solicitor.
Let’s chat
You’ve learned a little about us, and now we’d like to know a little about you.
Let’s arrange a free, no-obligation call with one of our advisers.
Fill in the form and we’ll be in touch, or simply call us on 01423 611004.